It Pays to Bank Local
Peoples Bank & Trust Co.
Free Kasasa Checking Accounts
Shopping just got a whole lot more fun. Rack up cash back on everyday purchases made with your Peoples Bank debit card.
Kasasa Cash® Checking
EARN CASH WHILE YOU SHOP
• Free Checking that pays interest
• 5.00% APY on balances as much as $25,000
• 5.00% to 1.40% on balances over $25,000 depending on balance in account
• 0.05% APY on balances if qualifications aren't met
• Link to Free Kasasa Saver® to build savings automatically
• No monthly maintenance fee
• No minimum balance
• Free digital banking services, including:
• Free online banking & bill pay
• Free mobile banking with mobile deposit
• Free eStatements
• Free Mastercard® debit card
• $100 minimum deposit to open
Earning Your Rewards is Simple
Enrollments must be in place and all of the following transactions and activities must post and settle to your
Kasasa Cash account during each Monthly Qualification cycle:
• At least 12 debit card purchases of $5 or more
• At least one ACH credit, ACH payment transaction or bill pay transaction
• Be enrolled in and agree to receive eStatements
Its that simple. But just in case you don't meet your qualifications one cycle, your account is still free - and you
can get back to earning your cash rewards the very next month
Kasasa Cash Back® Checking
FREE CHECKING THAT PAYS YOU BACK
- Get 5.00% cash back on up to $200 in debit card purchases monthly for $10.00 Cash Back per month
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking
- Free mobile banking with mobile deposit
- Free eStatements
- Free Mastercard® debit card
- $100 minimum deposit to open
Earning Your Rewards is Simple
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases of $5 or more
- At least one ACH credit or ACH payment transaction
- Be enrolled in and agree to receive eStatements
It’s that simple. But just in case you don't meet your qualifications one cycle, your account is still free — and you can get back to earning your cash rewards the very next month.
Free Kasasa Saver®
MORE SAVINGS FOR LESS WORK
- Free savings account with great interest rates
- Link to free Kasasa Cash® or Kasasa Cash Back checking
- Easy to qualify - just meet your Kasasa checking qualifications
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 2.00% APY on balances as much as $100,000
- 2.00% to 1.25 APY on balances over $100,000 depending on balance in account
- 0.05% APY on all balances if qualifications are not net in Kasasa Cash or Kasasa Cash Back
- No minimum balance to earn rewards
- Free digital banking services, including:
•Free online banking & bill pay
•Free mobile banking with mobile deposit
•Free eStatements
- Free Mastercard® debit card
- $25 minimum deposit to open
Earning Your Rewards is Simple
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
· At least 1 direct deposit, ACH payment, or bill pay transaction
· At least 12 debit card purchases
· Be enrolled in and agree to receive e-statements
And if you don’t meet these qualifications, don’t worry — your accounts are still free.
Plus, you’ll still earn our base rate on your Kasasa Saver ® balance. And you can get right back to earning your full rewards the very next cycle that you qualify.
Kasasa Cash - Truth In Savings Disclosure
Account Overview:
Kasasa Cash: A free variable rate checking account with no minimum balance that rewards accountholders with interest when they meet minimum qualifications during the account's Monthly Qualification Cycle.
Purpose and Expected Use of Account
This account is intended to be the accountholder's primary checking account in which payroll transactions and day-to-day spending activities including but not limited to grocery, gasoline, apparel, shopping, dining, sporting and entertainment transactions are posted and settled.
Commensurate with the spending activities identified above, we expect the account's debit card to be used frequently throughout each month and for transaction amounts to reflect a wide dollar range. Small debit card transactions conducted on the same day at a single merchant and/or multiple transactions made during a condensed time period particularly near the end of a Monthly Qualification Cycle are not considered normal, day-to-day spending behavior. These types of transactions appear to be conducted with the sole purpose of qualifying for the account's rewards and thus will be deemed inappropriate transactions and will not count toward earning the account's rewards.
Peoples Bank & Trust Company reserves the right to determine if the account is being maintained for a purpose other than day-to-day, primary use. Accountholders who persist in making debit card transactions in a calculated and limited fashion in order to meet their monthly qualifications may have their accounts converted to a different checking account or closed altogether.
We have the right to close this account at any time, with proper notice. Our decision to close the account will not affect your existing obligations to us including any obligation to pay fees or charges incurred prior to termination. No deposits will be accepted and no checks will be paid after the account is closed. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Peoples Bank & Trust Company check for the remaining balance, if applicable, will be mailed to accountholder at the address indicated on our current records. Upon termination of your Kasasa Cash account, any optional add-on products / services associated with this account will also be terminated at the same time.
Kasasa Cash Back - Truth In Savings Disclosure
Account Overview:
Kasasa Cash Back: A free variable reward checking account with no minimum balance that rewards accountholders with cash back on their [PIN-based / signature-based] debit card purchases when they meet minimum qualifications during the account's Monthly Qualification Cycle.
Purpose and Expected Use of Account
This account is intended to be the accountholder's primary checking account in which payroll transactions and day-to-day spending activities including but not limited to grocery, gasoline, apparel, shopping, dining, sporting and entertainment transactions are posted and settled.
Commensurate with the spending activities identified above, we expect the account's debit card to be used frequently throughout each month and for transaction amounts to reflect a wide dollar range. Small debit card transactions conducted on the same day at a single merchant and/or multiple transactions made during a condensed time period particularly near the end of a Monthly Qualification Cycle are not considered normal, day-to-day spending behavior. These types of transactions appear to be conducted with the sole purpose of qualifying for the account's rewards and thus will be deemed inappropriate transactions and will not count toward earning the account's rewards.
Peoples Bank & Trust Company reserves the right to determine if the account is being maintained for a purpose other than day-to-day, primary use. Accountholders who persist in making debit card transactions in a calculated and limited fashion in order to meet their monthly qualifications may have their accounts converted to a different checking account or closed altogether.
We have the right to close this account at any time, with proper notice. Our decision to close the account will not affect your existing obligations to us including any obligation to pay fees or charges incurred prior to termination. No deposits will be accepted and no checks will be paid after the account is closed. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Peoples Bank & Trust Company check for the remaining balance, if applicable, will be mailed to accountholder at the address indicated on our current records. Upon termination of your Kasasa Cash Back account, any optional add-on products / services associated with this account will also be terminated at the same time.
Kasasa Cash with Kasasa Saver - Truth In Savings Disclosure
Account Overview:
Kasasa Cash: A free variable rate checking account with no minimum balance that rewards accountholders with interest when they meet minimum qualifications during the account's Monthly Qualification Cycle.
Kasasa Saver is a free, variable rate, deposit account with no minimum balance that rewards accountholders with interest when they meet the minimum qualifications associated with their linked Kasasa Cash checking account during each Monthly Qualification Cycle.
Purpose and Expected Use of Account
This account is intended to be the accountholder's primary checking account in which payroll transactions and day-to-day spending activities including but not limited to grocery, gasoline, apparel, shopping, dining, sporting and entertainment transactions are posted and settled.
Commensurate with the spending activities identified above, we expect the account's debit card to be used frequently throughout each month and for transaction amounts to reflect a wide dollar range. Small debit card transactions conducted on the same day at a single merchant and/or multiple transactions made during a condensed time period particularly near the end of a Monthly Qualification Cycle are not considered normal, day-to-day spending behavior. These types of transactions appear to be conducted with the sole purpose of qualifying for the account's rewards and thus will be deemed inappropriate transactions and will not count toward earning the account's rewards.
Peoples Bank & Trust Company reserves the right to determine if the account is being maintained for a purpose other than day-to-day, primary use. Accountholders who persist in making debit card transactions in a calculated and limited fashion in order to meet their monthly qualifications may have their accounts converted to a different checking account or closed altogether.
We have the right to close this account at any time, with proper notice. Our decision to close the account will not affect your existing obligations to us including any obligation to pay fees or charges incurred prior to termination. No deposits will be accepted and no checks will be paid after the account is closed. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Peoples Bank & Trust Company check for the remaining balance, if applicable, will be mailed to accountholder at the address indicated on