Checking Accounts
55 CLUB
- 55 Club: You must be 55 years of age to qualify for this account. You will receive a monthly statement with images of checks and deposits. There is no service fee for this account and you receive 2 free boxes of checks per year and no issue fee on up to 5 Cashier's Checks a month.
FREE CHECKING ACCOUNT
Our free checking account has no minimum balance requirements. There is no service charge. You must deposit $100.00 to open this account.
You will receive a monthly statement with the amounts of all checks, ATM withdrawals, ACH withdrawals and deposits listed. You will not receive images of your checks or deposits. You will receive a Welcome Pack of 20 free checks and 10 deposit slips after opening your account.
Limitations: You must deposit $100.00 to open this account.
BASIC CHECKING
This account receives a monthly statement with images of all checks and deposits. There is a $6 service charge imposed if the balance in the account falls below $500 any day of the statement cycle. After opening the account, you will receive a Welcome Pack of 20 free checks & 10 deposits in the mail. There is a $1 statement fee monthly.
Limitations: You must deposit $100.00 to open this account.
Account Fees: There is a $6 service charge imposed if the balance in the account falls below $500 any day of the statement cycle. The following fee applies to this account: STATEMENT FEE: 1.00 per month.
COMMERCIAL CHECKING
We have commercial checking for our business customers. This account receives a monthly statement with images of all checks and deposits. There is a $6 service charge imposed if the balance in the account falls below $500 any day of the statement cycle.
Limitations: You must deposit $100.00 to open this account.
NOW Account
You may open this account with a minimum deposit of $1,000. If you fail to maintain a $1,000 balance, there is a $15 per month service charge. This is a variable rate account. Your interest rate and annual percentage yield may change. The rate may change weekly. There is a $1.00 Statement Fee.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded and credited monthly.
If you close your account before the interest is credited, you will forfeit the accrued interest. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Individuals are always eligible for a NOW account. For questions about eligibility, contact us.